If you’re dealing with CRA debt, you’re likely wondering whether it can be included in a formal solution like a Consumer Proposal or Bankruptcy. The short answer is yes, in many cases it can. What surprises people is that CRA debt is not treated as some completely separate category that must always be paid in […]
Can CRA Debt be Claimed in a Consumer Proposal or Bankruptcy? Read More »
If you are considering a Consumer Proposal or Bankruptcy, you are probably bracing for the credit score fallout. That’s fair. Both options show up on your credit file and they can make borrowing harder in the short term. But “how bad” depends on what your credit looks like right now, and what you do next.
How Filing a Consumer Proposal or Bankruptcy Affects Your Credit Score in Canada Read More »
If you have filed a consumer proposal or bankruptcy, it makes sense to wonder whether a new vehicle is still within reach. In Manitoba, many people need a reliable car for work, childcare, and daily life. The question is not only “Can I get approved?” but also “Will this set me back?” The short answer
Can I Buy a New Vehicle After Filing a Consumer Proposal or Bankruptcy? Read More »
Debt does not have to be dramatic to be heavy. For many people, it is the quiet pressure in the background. The balance that will not drop. The minimum payments that keep you stuck. The messages you avoid because you already know what they say. And when the pressure lasts long enough, it rarely stays
Does Having Too Much Debt Affect Your Mental Health? Read More »
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