COVID-19 Update Read More

Bankruptcy, Consumer Proposal, Credit Counselling, and Debt Solutions in Winnipeg

Schedule a free consultation to learn more about debt relief, debt consolidation, credit counselling, and how to file a consumer proposal.

Bruce Caplan is a Licensed Insolvency Trustee with over 25 years of experience helping people and companies solve their debt problems. At Caplan Debt Solutions, we believe that everyone must be treated with dignity and respect. We don’t pass judgement on any person or situation. We understand that life happens, and some results are beyond your control. That’s why we’re here to help, and why, when facing financial issues like bankruptcy, Winnipeg residents know they can turn to us.

Every Caplan Debt Solutions client receives the Caplan Cares guarantee: that we will do our utmost to understand your situation and help find a debt solution in a respectful manner. Our goal is to get debt off your mind and help you live a healthy, productive life

Bankruptcy Winnipeg

Bankruptcy is a process by which people with otherwise unmanageable debt loads can recover and regain control of their lives. Having grown up in Winnipeg and worked in the city for his entire professional career, Bruce Caplan has deep ties to the community and takes pride in offering meaningful debt solutions to the people of his hometown and province. During a bankruptcy, Manitobans know to turn to Caplan Debt Solutions for assistance in resolving all of their financial problems.


Debt Solutions in Manitoba

We offer debt solutions services to individuals in Winnipeg and across Manitoba. If you or your business is facing financial challenges, contact us today to schedule a free consultation.


Consumer Proposal

A consumer proposal is an offer submitted to your creditors to settle your debt. Debtors must meet specific criteria in order to be eligible for this course of action. If you meet those criteria, there are definite benefits to this approach to debt management. For example, once a consumer proposal has been filed, you will be able to retain all of your assets.


Debt Consolidation

Debt consolidation is the strategy of paying off several smaller debts using a single payment. There are both benefits and pitfalls to this approach to debt management. Contact Caplan Debt Solutions today to learn more about the pros and cons of debt consolidation, and to discuss whether you are eligible.


Credit Counselling

Caplan Debt Solutions is proud to offer credit counselling services to people in need. During a credit counselling session, you will be able to sit with a Licensed Insolvency Trustee (LIT), discuss your financial situation, and ask questions about possible solutions. Our LIT will always treat you with understanding and respect, while providing clear, straightforward guidance during this challenging time.



Contact Us

We offer a no cost, no obligation, personal consultation so we can get to know you.

Client Testimonials

testimonial bankruptcy Winnipeg

How To Choose A Licensed Insolvency Trustee

While every Licensed Insolvency Trustee (Trustee) is federally licensed and regulated by the Office of the Superintendent of Bankruptcy, Winnipeg trustees are not all the same. How can you tell which is the right insolvency trustee for you? Before choosing a trustee, we recommend that people visit the trustee’s office to perform an INTERVIEW.

In other words, have a conversation with the trustee. Meet the team and make sure you feel comfortable. You will know once you get there if it FEELS RIGHT. TRUST YOUR GUT and you will make the right decision. Your finances may have gotten out of control, but who you choose to help you get them back under control is completely within your power. You do not have to deal with any particular Licensed Insolvency Trustee, but once you have chosen your trustee, it is very difficult to change. You are going into at least a nine-month relationship and you need to be sure it’s the right one for you. Good luck with your decision!

Based in Winnipeg, Caplan Debt Solutions helps Manitobans with their credit issues, consumer proposals and personal bankruptcy proceedings