November 2025

If you’ve filed—or are weighing—a Consumer Proposal or Bankruptcy, the next question is always: how fast can I rebuild my credit? The encouraging answer is that you can start right away. With a simple plan and consistent habits, many people see meaningful improvement within 6–12 months, even while the notation still appears on their credit […]

If you’re approaching renewal and have filed (or are considering) a Consumer Proposal or Bankruptcy, you’re not alone in wondering whether your lender will say “yes.” The reassuring answer: many homeowners renew successfully, especially with their current lender, as long as they’ve kept the mortgage in good standing. Renewal with a new lender is usually