Preparing for Summer with Debt Consolidation Winnipeg Help from a Licensed Insolvency Trustee
Summer is just around the corner and you may be thinking about summer vacations, summer dining and summer entertainment. It’s been a long winter and everyone would love to get out and do something fun. The problem is that these activities can quickly become expensive – and that financial cost is even more pronounced if you’re dealing with debt. That’s where debt consolidation Winnipeg services can help.
Get Debt Consolidation Winnipeg Before Summer Expenses Roll In
If your financials aren’t in order, you may not be prepared for the demands that come with summer.
But the good news is that there are a number of options available to you to help get you out from under your debt; in Winnipeg, Caplan Debt Solutions is the place to go for debt relief Winnipeg.
Debt Relief Winnipeg Options
There are a few necessary steps to allow you to enjoy your summer without worrying about the cost:
- Prepare a plan for your summer activities
- Prepare a budget for your summer activities
- Be creative with your planning
- Address your outstanding debts
Let’s break down these steps so we don’t get overwhelmed.
Prepare a Plan
A plan for summer activities is just a way of listing and prioritizing what you would like to accomplish this summer. If you are planning a trip, will it be a road trip or require a flight somewhere?
If you are flying, what is the cost? Is it affordable this year or should you put it off until next year and maybe do a cheaper road trip this year?
The important thing to look at is the cost of the trip, travel, meals, accommodation and general purchases.
Build a Budget
Budgets are a necessity. Not only during the summer, mind you, but at this time it is especially important.
You can budget for the costs but you need to have the money set aside to pay the costs or a plan to save up before you go.
And have realistic expectations! Driving vs. flying, going out of the province vs. a local camping trip in the province, restaurants vs cooking at home or at your campsite – all these decisions. can help dramatically reduce costs.
More Information on Winnipeg Debt Consolidation Options:
What will you be doing for entertainment? Fishing, hiking, biking and site seeing vs more expensive options like amusement parks, water parks and summer concerts.
All of these are considerations that, when carefully measured, can help you dramatically reduce the cost of your trip – without having to cut down on the fun!
With a bit of creativity, you can find ways to have fun for the whole family . . . without having to take out a second mortgage.
That could include things as simple as a summer barbeque, campfires, roasted marshmallows and s’mores, swimming at the lake, camping, day road trips, etc.
There are many options and a lot of great places to see in Manitoba that are inexpensive and family friendly.
Deal with Your Debt
Address your outstanding debts before summer comes – that will relieve you of a huge mental burden and stress while also helping you get a better idea of your current financial state and health.
This is arguably the most important step. Take an assessment of your spending habits – are you spending within your means? If you’ve already been overspending then you need some help.
At Caplan Debt Solutions, we’re here to help you.
We will carefully review your financial situation with you and if you have what you believe to be too much debt, we’ll help you get whatever your debt is, into a manageable payment plan.
Our debt consolidation Winnipeg, Manitoba solutions include a consumer proposal or bankruptcy.
In either case we offer credit counselling as part of the solution.
We also help you with budgeting and financial planning. You can never go wrong with a solid financial plan and at Caplan Debt Solutions we will work with you to form that plan. It’s as easy as picking up the phone and calling us at Caplan Debt Solutions.
Debt Consolidation in Winnipeg by Knowledgeable Professionals
If you’re looking for help with debt consolidation in Winnipeg from trusted professionals, then you’re looking for Caplan Debt Solutions. We offer services including:
- Credit counselling Winnipeg
- Credit card debt counselling
- Winnipeg debt consolidation programs
- Consumer proposal Winnipeg
We can help you put together a debt consolidation plan with a consumer proposal, or other financial solution that will solve your debt troubles – debt management planning tailored to meet your specific financial situation is our expertise. We’ll ensure you can make debt payments with less (or sometimes no!) interest rate. We’ll help you build a plan revolving around reasonable monthly payments – and one that will affect your credit score the least.
As your Licensed Insolvency Trustee, I’ll personally help you manage all forms of debt at Caplan Debt Solutions. We would be happy to have a discussion with you to review your financial situation and tailor the solution to meet your specific needs.
We have over 30 years of experience helping people attain financial freedom, our team can help you overcome even the most seemingly insurmountable and unmanageable debt burdens.